Savings & Deposits

FD Calculator

Estimate fixed-deposit maturity value and interest earned with different compounding frequencies.

%
years

How this calculator works

Compound interest is applied according to the selected frequency for the full tenure.

Maturity = Principal × (1 + rate ÷ frequency)^(frequency × years)

Use realistic inputs

Enter current, realistic figures for the most useful estimate.

Frequently asked questions

Does this include TDS or tax?

No. Tax treatment depends on your circumstances and current rules.

Why does compounding frequency matter?

More frequent compounding can slightly increase maturity for the same stated rate.

Can banks calculate differently?

Yes. Product terms, day-count methods and payout options can affect the result.

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