Investment Planning

SIP Calculator

Estimate how a monthly investment may grow over time using an assumed annual return.

%
years

How this calculator works

The calculator treats each monthly contribution as an investment that compounds at the assumed monthly rate.

Future value = Monthly investment × SIP annuity factor

Use realistic inputs

Enter current, realistic figures for the most useful estimate.

Frequently asked questions

Are SIP returns guaranteed?

No. Market-linked returns can be higher or lower than the assumption.

Does the calculator include tax?

No. Taxes, fees and fund expenses are not included.

Can I enter a 0% return?

Yes. The future value will equal the total amount invested.

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